ckpalmer06 Posted June 28, 2006 Report Share Posted June 28, 2006 okay so there is an account on my credit report from capital one....for $900. so I disputed it with the credit bureaus and I also sent validation letters to the collection company it is with,today i got a letter from the credit bureau saying that the account was validated. howeverI have not received any letter or call back from this company and I have sent 4 letters and many phone calls and messages. to prove that it was validated.so i called the credit bureau and explained to the lady that this is not my account. it belongs to my sister and I was authorized to use it only once, then after that I was taken off the account. I wasnt even old enough at the time they are saying that I had the card issued to me to even have a credit card, I was 16yrs old.the credit bureau told me that they validated it to them and when I asked how she said well I could explain the process to you but it wouldnt solve anything you now have to take it up with the collection company......I laughed(literally) and said I have been I have been disputing more with the collection company than with the bureaus. she said that that is my only choice. ahhhhhhhhhhhhhhwhat do I do..was she just giving me the run around?crystal Link to comment Share on other sites More sharing options...
lyle7289 Posted June 28, 2006 Report Share Posted June 28, 2006 MOV Letter. Link to comment Share on other sites More sharing options...
chincheck Posted June 28, 2006 Report Share Posted June 28, 2006 Violation for the CA to verify to the CRA before sending you validation, assuming your DV to the CA was within the 30 day window.File your lawsuit. Link to comment Share on other sites More sharing options...
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