rikyric Posted June 28, 2006 Report Share Posted June 28, 2006 Hello all, I have been visiting here for over a year. This is my first post. I applied for a Juniper Carnival Cruise MC and was approved for $1000 anyways my question is "does anyone know if I can applay for another one of their cards the same day and what are my chances of getting approved?I have True Credit and my FAKO scores are TU 596 EX 537 EQ 594 Link to comment Share on other sites More sharing options...
LNY Posted June 28, 2006 Report Share Posted June 28, 2006 I've heard of lots of people being approved for two Junipers on the same day. Usually the Carnival/US Airways duo. Good luck if you do try! Link to comment Share on other sites More sharing options...
rikyric Posted June 28, 2006 Author Report Share Posted June 28, 2006 OMG I applied for the US Airways APPROVED $1000I cant believe it, I love this board!! Link to comment Share on other sites More sharing options...
LNY Posted June 28, 2006 Report Share Posted June 28, 2006 We aim to please... Link to comment Share on other sites More sharing options...
cavazos007 Posted June 28, 2006 Report Share Posted June 28, 2006 Where do you apply for this card? Link to comment Share on other sites More sharing options...
LNY Posted June 28, 2006 Report Share Posted June 28, 2006 https://www.juniper.com/app/ccsite/affiliates/prtnrCoBrandDynamic.jsp Link to comment Share on other sites More sharing options...
lyle7289 Posted June 28, 2006 Report Share Posted June 28, 2006 What kind of scores are they looking for? I NEED a couple of good TL's after my repairing. I need now to REBUILD!! Link to comment Share on other sites More sharing options...
LNY Posted June 28, 2006 Report Share Posted June 28, 2006 Juniper's approvals are all over the map, and vary (wildly) by card. You can be denied with a 750 and approved with a 650. There's no rhyme or reason. But they pull TU, the two cards mentioned seem to be the easiest to get, and they don't like lots of inquiries, if that helps. Link to comment Share on other sites More sharing options...
rmuse00 Posted June 28, 2006 Report Share Posted June 28, 2006 I'm paranoid now! Think I will wait and see why Hooters turned me down before I try for this one. I called the very next day and asked them to send me reasons given. They assured me it was NOT due to my fraud alert. She seemed caught off guard when I asked her "So, tell me, do you approve and then call someone with an alert? or do you call someone before even considering them cause I NEVER got a call. She did not know what to say and told me "We can send you a letter detailing reason(s) but they are coded in the system and I cannot tell at a glance why you were turned down Then how can she tell it WASN'T due to the fraud alert? Something just doesn't sit right with this whole scenario. I'm gonna wait until Orchard reports my last payment of $100 so that it looks better on Experian and then I can try for a card or two that only pulls Experian. Up until now I thought a 655 fico was an ok score to get at least some subprime cards considering a year ago my FICO was 500 I am trying not to get to discourged. I only have (2) inquiries from 2005 on that report. Guess you just never know who will approve you. I really feel that not having enough tradelines is why Hooters turned me down. Link to comment Share on other sites More sharing options...
lyle7289 Posted June 28, 2006 Report Share Posted June 28, 2006 I have True Credit and my FAKO scores are TU 596 EX 537 EQ 594650-750?Rikyric must have been an exception eh? Link to comment Share on other sites More sharing options...
LNY Posted June 28, 2006 Report Share Posted June 28, 2006 Those are FAKOs. Juniper does not use FAKOs. And yes, I've seen even FICOs like that be approved for Juniper, whose cards have a wide range of rates and fees. Anyway, you misunderstood me. I didn't say 650-750 was their range. I said that I've seen a score that is lower by 100 pts get approved, while the higher score gets denied. I could have said 620-720. It seems to depend on what card you apply for. For instance, the low fixed-rate cards seem to have more stringent requirements. Link to comment Share on other sites More sharing options...
lyle7289 Posted June 28, 2006 Report Share Posted June 28, 2006 Gotcha. Thanks LNY Sorry for the confusion. Link to comment Share on other sites More sharing options...
rikyric Posted June 28, 2006 Author Report Share Posted June 28, 2006 From what I read here, my FICO scores maybe 20 to 30 points higher than the True Credit FAKO scores. Link to comment Share on other sites More sharing options...
LNY Posted June 28, 2006 Report Share Posted June 28, 2006 Never apply for any card without knowing 1) your FICO scores and 2) what bureau your prospective card pulls. Link to comment Share on other sites More sharing options...
lyle7289 Posted June 28, 2006 Report Share Posted June 28, 2006 From what I read here, my FICO scores maybe 20 to 30 points higher than the True Credit FAKO scores.Not always true rikyric.My fako score for Eq is higher than my Fico. MY Ex Fico is higher and my TU is about the same.Go figure Link to comment Share on other sites More sharing options...
newbie7069 Posted June 28, 2006 Report Share Posted June 28, 2006 rikyric-My FAKO scores are similiar to yours....if you don't mind me asking what TLs do you currently have on your report??Any COs or CAs?Any idea yet, which CRA they pulled? Link to comment Share on other sites More sharing options...
FireMedic30 Posted June 29, 2006 Report Share Posted June 29, 2006 Thanks for the heads up!!!I was approved for $500!! Us AirwaysI got a target red card tonight also. $200BK discharged 09/05FICO 600 605 599 Link to comment Share on other sites More sharing options...
FireMedic30 Posted June 29, 2006 Report Share Posted June 29, 2006 I also tried for the Carnival Cruise Line - no instant approval given. At least I was able to get one of the cards. Link to comment Share on other sites More sharing options...
Xcellent Time Posted June 29, 2006 Report Share Posted June 29, 2006 https://www.juniper.com/app/ccsite/affiliates/prtnrCoBrandDynamic.jsp"We're currently upgrading the Juniper website." Link to comment Share on other sites More sharing options...
LNY Posted June 29, 2006 Report Share Posted June 29, 2006 You went to it in the middle of the night, during routine maintenance. Try again!Firemedic30... congrats! You're on your way! Link to comment Share on other sites More sharing options...
lindsay135 Posted July 12, 2006 Report Share Posted July 12, 2006 Does a "we need more time to review" automatically mean no? My DH tried for it he has better and more positive TL than I do. We'll see I guess. Link to comment Share on other sites More sharing options...
LNY Posted July 12, 2006 Report Share Posted July 12, 2006 It doesn't automatically mean no. Just keep checking the status page.https://www.juniper.com/app/japply/appstatus/appStatStartDynamic.jsp Link to comment Share on other sites More sharing options...
lyle7289 Posted July 13, 2006 Report Share Posted July 13, 2006 Does anyone know who Jumiper pulls from? Link to comment Share on other sites More sharing options...
tufftub Posted July 13, 2006 Report Share Posted July 13, 2006 They pulled from TU for me. I'm in VA. Link to comment Share on other sites More sharing options...
tryingtodigout Posted July 13, 2006 Report Share Posted July 13, 2006 Does anyone know who Jumiper pulls from?In NY, when I applied they pulled only TU. DH applied and they pulled TU and then a few days later EX. I have heard lately of them pulling more than one bureau. Link to comment Share on other sites More sharing options...
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