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Negotiate with CA or OC?


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If you have a debt that has been placed with a CA and still under the SOL, is it better to deal with the CA or OC? If you negotiate a PFD with the CA, what will the OC do with their listing? If you pay the OC, both the CA and OC are still listed on your CR. Can you potentially eliminate one of the two TL’s from your CR this way?

Trying to make the CA verify first.

The book is great, haven't finished it yet hope to over the wk end.

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