lightweight

Truecredit considered "true" CR?

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The only true CR's are the ones directly from the source: EQ, EX, and TU. 3 in 1's are a snapshot from recent CR data. How recent that is, is anyone's guess.

When you dispute on TC, they provide you a link to contact the CRA directly. TC doesn't handle disputes.

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I would only use truecredit for monitoring purposes. When you get a tri-merged report like that, it can mix info up. If you are pulling reports to disect can dispute... use the originals from the CRAs themselves. :)

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