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Tri-Merge Credit Report for mortgage


sbt501
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There are 3 bureaus that put scores together.

Experian

Equifax

TransUnion.

They are all generically termed FICO scores, but in reality FICO is a brand name.

Charles

If your scores are not 620+, have a back up plan for DiTech. They have been known to have last minute problems with "Sub-prime" loans. A real sign of problems is when you call the LO you are working with and all of a sudden they don't call back as fast as normal, you have a problem.

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