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CA sent me a settlement letter . . . is it okay?


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Acme Collection Service, Inc.

Jane Doe

123 Main St

Anywhere, US 12345

Re: Settlement Agreement

Dear Jane Doe,

Washington Mutual (formerly Providian) has authorized Acme Collection Service, Inc. as per agreement with Jane Doe, to accept the proposed settlement amount of $XXXX.00 as payment and final settlement of account XXXX-XXXX-XXXX-XXXX. This agreement will be void if agreed settlement payment is not received by July 17, 2006.

If you have any questions concerning this agreement, please contact a representative at XXX-XXX-XXXX.

This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.


Acme Collection Service, Inc.

The people on the phone have been very nice for CAs. They want a payment by Western Union. Is this letter complete to fulfill the settlement? It is a 60% settlement.

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