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Surprised by Amex!


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WOOT! WOOT!

I am over so overjoyed right now I could literally pee my pant's!!!(anyone got depends I could borrow)

I applied and recieved Hooters, Ok... I was happy. Then I get the Target upgrade. That was awsome! Now Amex Delta Sky Miles with a 3700.00 CL.

I knew that was one of the easier cards to get so I went for It. I just never thought I'd get It. I've been turned down two times in the past by Amex.

The best part is when I called to activate, the rep asked me If I was interested in upgrading to Amex Blue Cash. I was like...Ok.. So she upgraded my card just like that.

WOW!

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Guest GMcclinton

WOW, I was just denied credit from American Express Delta Sky CC. I'm out of a BK since about March 2003. I have a 686 CS, purchased a 235,000 home, just bought a $58,000 Mercedes Benz and they tell me no.

I really want an American Express card, so what is the best way to go about getting one of the cards???

HELP

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  • 4 weeks later...
WOW, I was just denied credit from American Express Delta Sky CC. I'm out of a BK since about March 2003. I have a 686 CS, purchased a 235,000 home, just bought a $58,000 Mercedes Benz and they tell me no.

I really want an American Express card, so what is the best way to go about getting one of the cards???

HELP

Amex is not a BK friendly company. Best way to go about getting one of those cards is to wait until 3/2013 when your BK comes off your records (or earlier if you are one of the lucky ones to get your BK removed).

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  • 4 weeks later...

Yeah, I've been out of bankruptcy for almost three years and just checked my credit scores from all of CB and I'm at 731. I don't know when and if I'll ever try to apply for any of the American Express cards--i.e. unless they invite me to apply.

Get this, just got a $10,000 Platinum Mastercard from my Credit Union, and six months before that another $10,000 Visa from Washington Mutual. So WHO needs American Express;)

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I agree. I am recently post-BK7 & BK'ed on AmEx and have some great cards. Cash back, 0% transfers, etc. Do not want or need a personal AmEx. At one point, I think AmEx was a status symbol but now they are no different thanany other cards except greedier. They take a bigger cut of each purchase from the merchant, which in the end consumers pay for one way or the other.

I do carry a corporate AmEx that was actually issued to me while my BK7 was pending, but I refuse to use it. I run business travel through my personal cards and then get reimbursed. It pisses my corporate office off, but I pocket 1% of my expenses through my cash back card anyway.

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  • 2 weeks later...
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