I'mGettin'MeAHouseAndACar Posted July 17, 2006 Report Share Posted July 17, 2006 I've got a Capital One derogatory on all three bureaus, but the balance is different on each one.Can I use that misinformation from each bureau against each bureau in trying to get them to validate/delete-or-whatever? Link to comment Share on other sites More sharing options...
VonAngel (aka EarthAngel) Posted July 17, 2006 Report Share Posted July 17, 2006 Unfortunately, no. The CRAs are completely independent of each other; so you'll have to address each TL w/ each CRA individually. Link to comment Share on other sites More sharing options...
GreatGadsby Posted July 17, 2006 Report Share Posted July 17, 2006 but you can totally use it against crap 1. if they verify TL's with different balances. Link to comment Share on other sites More sharing options...
divemedic Posted July 17, 2006 Report Share Posted July 17, 2006 I concur. If you decide to sue, it is difficult for the CRA's and the furnisher (Cap1, in this case) to say that the TL is "complete and accurate" if it is listed differently on all 3 CRA's. Link to comment Share on other sites More sharing options...
I'mGettin'MeAHouseAndACar Posted July 17, 2006 Author Report Share Posted July 17, 2006 Yay! Me like this! I was hoping that misreporting would work in my favor. I just hope it doesn't come to that, but . . . <heh heh heh> Link to comment Share on other sites More sharing options...
gorillacredit Posted July 17, 2006 Report Share Posted July 17, 2006 I've got a Capital One derogatory on all three bureaus' date=' but the balance is different on each one.Can I use that misinformation from each bureau against each bureau in trying to get them to validate/delete-or-whatever?[/quote']You don't get any real advanyage by the mistake. They were probably updated at different times. A dispute would probably yield a correction (but maybe a deletion). But if the line is verified with different amounts, you might have a bit more leverage and the right to collect a few thousand dollars.. Link to comment Share on other sites More sharing options...
I'mGettin'MeAHouseAndACar Posted July 25, 2006 Author Report Share Posted July 25, 2006 Okay, how 'bout this:When the time comes, and I'm sure it will, when it gets down to two out of three (in any random configuration) clearing off stuff and one hanging on for dear life (por ejemplo, Providian is now off two, but Equifax won't let go), can I then say, hey, these guys wised up and took this off, whassup wichoo? or is it still "show me proof or get it off?" Link to comment Share on other sites More sharing options...
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