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Repo long ago


tjones102
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I had a repo on a vehicle back in 1999. When I had the vehicle, the loan was sold 3 times. On my credit report it is showing all three companies, same account number, but different dates. 2 of them are showing the 1999 date as last activity but the last one is showing like 5/2000. Can I use the dates of last activity on the 2 to get rid of the other one since it is the same account?

Also I have one other question. On my credit report it is showing a loan from Kentucky Finance back in 1998 with the last activity in 2000. The last activity date is wrong, but Kentucky Finance went bankrupt approx 5 years ago. So I take it that when I dispute this with the CRA's they will not be able to validate it so it should be removed?

Thanks in advance!!

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If this is paid, and no longer in the SOL, then I would dispute all of the listings. And I would definately state that these are the same account, that they are time-barred and have apprantly been re-aged. I got 4 TLs off that way.

And, yes if the company is no longer in existance, then this should be an easy one.

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