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Removing "Paid for less than full balance"


Guest Dingo
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Guest Dingo

Hello,

This site and forum are unbelievably valuable! I have a question about a paid debt for a university loan. I negotiated a settlement with the collections company but the negative mark is still on my record (just has "Legally paid in full for less than the full balance ") for all 3 credit bureaus.

I feel stupid, because what was the point of paying it??:evil: Anyway, I read (after the fact) that I should have negotiated with the collections agent to have this removed.

At this stage, what can I do to have them remove or at least change this item on my credit record? Do I speak to the original creditor or to the collections ?

Thanks for your help in advance!

Dingo

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