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Not Enough History on CR


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Remember the FAKO score you get from EQ or wherever has no bearing on reality. It's not the score the creditor sees or uses. Your 740 FAKO means nothing to a creditor, so you shouldn't use it to judge whether or not you can get a certain card. For all you know, you could have a 680 Bankcard-enhanced FICO, which is what they use. And you can't see that score, unless you have a WaMu/Providian card.

Just because a card pulls EQ for another poster, doesn't mean that's what they'll pull for you. Unless you live in the same state, then it's more likely.

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