wvfireman1634 Posted August 3, 2006 Report Share Posted August 3, 2006 I bought a house in august of last year(West Virginia). My closing lawyer said I had two judgements from cars that were repo'd almost 10 years ago. He said that as soon as the house was in my name both judgement would become leins on my property. My question is this: How long do the liens stay on? and what would be the best way to get them removed?. I would appreciate any help anyone can give Link to comment Share on other sites More sharing options...
hannah Posted August 3, 2006 Report Share Posted August 3, 2006 I bought a house in august of last year(West Virginia). My closing lawyer said I had two judgements from cars that were repo'd almost 10 years ago. He said that as soon as the house was in my name both judgement would become leins on my property. My question is this: How long do the liens stay on? and what would be the best way to get them removed?. I would appreciate any help anyone can giveIn WV the statute of limitations for judgments is 10 years. My advice? Don't close til the 10 years has run. Find out what the actual dates of the judgments were and go from there to see when they are OOS.Edited to add: They could also possibly renew the judgment if they chose to for another 10 years. Link to comment Share on other sites More sharing options...
E. Normis Debtor Posted August 3, 2006 Report Share Posted August 3, 2006 Be cautious because you're talking about a lien on real property, and the judgment creditor now has a substantive right to the property through the lien.I can't address WV specifically, but the expiration of a limitations period for a judgment does not necessarily extinguish the lienholders rights.Though they would likely have a subordinate lien position to the lender, they can still foreclose providing they satisfy the superior lien. Link to comment Share on other sites More sharing options...
sevastras Posted August 3, 2006 Report Share Posted August 3, 2006 "and what would be the best way to get them removed?. "pay them, that would be the best way to get them removed. Link to comment Share on other sites More sharing options...
wvfireman1634 Posted August 4, 2006 Author Report Share Posted August 4, 2006 "and what would be the best way to get them removed?. "pay them, that would be the best way to get them removed.if I paid them, wouldnt they show back up on my credit report? Link to comment Share on other sites More sharing options...
LadynRed Posted August 4, 2006 Report Share Posted August 4, 2006 if I paid them, wouldnt they show back up on my credit report?If they've already dropped off, the answer is NO. Link to comment Share on other sites More sharing options...
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