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I've been paying on-time. How to lower APR?


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I have 2 closed CC accounts with Chase bank. I've been making payments on time

and for much higher than the minimums because I thought that would get

them to ease up on that abusive 29.99% they have me at. Last month, I even

sent them $5,100 to bring one of the cards to zero. But the APR won't budge!

I've called them constantly and they keep blowing me off. This is pissing me off.

Is there anything I can do??

Thanks.

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