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Question on Paid Collections...


areneeh
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I have accounts with one particular CA from 2002. I DV'd and disputed with CRA. The CA sent a letter stating (this account was paid in XYZ month, 2002), one letter for each of the two accounts. They were sent to me in the same envelope. One is a medical bill for $100.00. The Doctor has since retired or passed away. The account had to have gone delinquent BEFORE 2000 because I moved from the area in January 2000. The other was a property tax bill (Count me among the young people who did not realize how credit would affect you in the long run). I have disputed again with the CRA and they have again come back verified.

My question is, because there is no way to verify with the OC (the doctor) and because the CA apparently has nothing but a date that it was paid. Is there anything else I can try.

With the property tax bill, should I mail a letter to the county I am in asking if they have records of this tax bill. I am assuming (I hate to assume), but, because it is a tax bill...the county probably would still have records of this...wouldn't they? Would it be worth a try to mail a letter, acting oblivious, and ask them if they have a record of this because I do not recall this bill or payment and it is showing on my credit report.

Any help is appreciated. Since March, this site has helped me go from about 10 negative accounts down to these last 2! THANKS to you all!!!!

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Sometimes things just wont come off. You may want to concentrate on rebuilding your credit and take some time off from credit repair. They may be easier to remove later.

The one you say is before Jan 2000 wait until jan 2007 (a few months) and dispute as obsolete if it's still there. If it doesnt fall off you can send an ITS to the CA stating that if this is indeed your debt it has to be over 7 years old and beyond the reporting period and if it isnt removed immediately, you will sue.

I dont know how things work in your state but in mine I can look up property tax bills for previous years. They seem to hold on to that stuff. I doubt a letter will help in this situation but you can alway try if you want to.

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