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Verizon chargeoff


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Hi im a newbie to the forum and i have found this site very informative but i cant seem to get clarity on the issue of chargeoff and reaging accounts. i have a verizon account which is charged off but i made it through my 2year contract and they added more time to it so i paid them my last bill and shut the phone off. they sent it to collection for 325.00 and now its saying paid. they are also show CO one month and then paid as agreed. i sent the a letter asking for verification of payments and original contract but havent heard back yet. please look at acct and give me some advice pls.

Account Number: XXXXXXXXXX Current Status: CHARGE-OFF

Account Owner: Individual Account. High Credit: $0

Type of Account : Open Credit Limit: $0

Term Duration: Terms Frequency:

Date Opened: 11/2001 Balance: $0

Date Reported: 05/2006 Amount Past Due: $0

Date of Last Payment: Actual Payment Amount: $0

Scheduled Payment Amount: $0 Date of Last Activity: 01/2003

Date Major Delinquency First Reported: Months Reviewed: 4

Creditor Classification: Activity Description: Paid

Charge Off Amount: $0 Deferred Payment Start Date:

Balloon Payment Amount: $0 Balloon Payment Date:

Date Closed: Type of Loan: Utility Company

Comments: Paid charge off

81-Month Payment History

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2006 * CO * *


2004 * * * * * CO CO * CO CO CO CO

2003 * * * * * * * * * * * *

2002 * * * * * * * * * * * *

2001 * *

Payment History KEY

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