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SOL up next month but....


revbluepsi
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don't necessarily wait until the last minute. if you haven't DV'd them then they are free to file suit. weigh the timeline.... once you DV them, it would be a violation to file suit b4 validating.

the mini miranda that says you get 30 days to request validation, in no way stops them from filing suit before you can request it.

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NOT true..

they can file suit at any time... even if you ask for a DV..

yes true, i didn't say they couldn't sue you if you DV'd, only that it would be a violation to do so. and it would be.

IF you DV they can only contact you to tell you they are dropping the case or are sueing... and can do so without the DV

you are confusing the rules for a C&D and a DV. after you DV them in a timely manner, they are required to CEASE ALL COLLECTION ACTIVITY! this includes filing a lawsuit. not that they can't, because you could sue a ham sandwich if you wanted to, but that it it illegal for them to do so.

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