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I LOOOOOOOOOOOOOOOOOOOOOOOOOVE AMEX.

I just went out and blew my 3500 limit in a bar!!!

WOOOOOHOOOO.. Party freaking on!! LOL

j/k of course.. but I am pretty lit right about now :)

*WARNING** DRUNK POSTER< DRUNK POSTER.....:)++

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I loves my Amex Blue. It has been a while since I've been here.Here is my story.I applied Feb,2007 and was approved for $5700:evil: I bumped to 10K at activation. 30 days later,bumped to 20K and yesterday I run it up to 30K.Did I say I LOVE AMEX!!! :mrgreen: :mrgreen: :mrgreen: :mrgreen:

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Hey..I have a question on this "pay over time" thing..

So lets say, if I charge up 2k on a card and can't pay it in full whne I get my bill, how do they do the payments? Just send me "minimum payment" statement like any other cards?

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Hi, I just got approved for CLEAR. I haven't had an AMEX since mid 90's, so I am a little excited. Some bad news though. I applied for Clear because it said up to 12 months of 0% on purchases, as opposed to Blue Cash, (which I really wanted) that only said 6 months. So, the rep told me that I am only getting 6 months of 0%. I have close to a 800 on EX, so he didn't know why. Also, my limit is only $3100. How do I bump it at activation and how much should I ask for and what do you think I will get?

Thanks.

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Delta Platinum,

Just love bumped to 30K.... :D

I was like what the hell, I was happy with 25k on blue, and 25k on the delta platinum for like a month. :-) Just filled 2006 tax returns, if the F/R ever drops everything is OK.

Total love now 60k with Amex, plus a Platinum Charge.....

Someone freakin pinch me.......

Ouch...

Skyfox,?? haha

WE LUV AMEX WE LUV AMEX WE LUV AMEX

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All 4 of my Amex's are reporting with EQ, EX , and TU (about 50K of the 60k with them),... and at the same time my EQ report became 100% clean -- dropping a judgment that was my worst blemish.

Lossing the judgement, and with a massive drop in my uti. thanks to AMEX my EQ FICO blasted up 71 points:shock: :shock: :shock: ,................ to a

781xkingx This is without any kind of auto, or homeloan......

88-) 88-) 88-) 88-) 88-) 88-) 88-) 88-) 88-)

I really was stunned, pinch, pinch..... xbeer) xbeer) xbeer)

Special thanks to my little brother who gave me inspiration, and started me on the road of credit repair. Also, skyfox for this SUPER COOL AMEX THREAD :)++

And this :<img src=:'> is for Crap1 who is taking FOREVER to update the slimprime card I CLOSED with them.

curlytop: Looks like Amex if using soft EQ pulls or EQ A/R's for CLI.You're scores are hi even if they did drop some. Bump it online, with your score I would ask for a low of 6k and hi of 10K to start with. Manage the card well and you'll have a good chance for a CLI increase each 30 days. Don't be sky about it and you'll be happy....

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781xkingx This is without any kind of auto, or homeloan......

Yay!

:BigDance: :BigDance: :BigDance:

:PartyTime: :PartyTime:

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Curlytop,

I'm not sure how much you can get right away but you can ask for a CLI right on line right now...You can dothis every 30 days. I was approved for $5,000 and asked for a $5,000 limit right away on two CC's I received. The next month I asked for $10, 000 more on both CC's and it was easily granted. Now just a few weeks ago I asked for $10,000 more and Sure enough I am at $30,000 per CC in just a little over 60 days. I'm not sure how much more I can bump as they go by your salary and Credit Score,credit history (especially with them..etc...) With a 800 score and if you have a decent salary you should get $30,000 easily...I know Skyfox has much higher limits....I am going to shoot for $10,000 more per CC in about 2 weeks...All they can say is No...Good Luck !!:)

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Last month, paid off SWMBO's defaulted AMEX. Got an Optima offer today. $1300 limit. She signed and we're sending it off tomorrow. On our way to rejoining the AMEX orgy. APR is 23.24%, but heh it's a start.

:woohoo:

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Congrats to all of you!!!

I sooooooo want to jump on board the AMEX bandwagon, but I am patiently sitting on my hands :?:roll::?;)

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Okay, so I received my Clear yesterday ($3100 limit) and called to activate. Thru the phone auto process I asked for $15k and got it! I guess I should have asked for more. LOL! The interest rate is kind of high after the 0% for 6 months. 18.9%??? I thought I would get better than that! :-(

Thanks for all of the info guys!

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i just applied, i have a 676 on transunion (they pulled that report). I wonder if theyll give me a card?

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OK, just scored a 10K LUV BUMP.....

Closed out the Delta Skymiles Options card, and reallocated CL,

AMEX PLATINUM CHARGE,

DELTA PLATINUM ----> 34.5K

BLUE ---------------> 34.5K

My finger is now OFF the LUV BUTTON :-)::anilove::

What a ride this has been!!!

I'll work on BOA, and Chase CL for rest of 2007

EQ jumped to a CRAZY 799! xFlowersx xFlowersx xFlowersx

I want to stuff that score in my pocket and run.....

xbeer)

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Where is the love bump button on the AMEX delta sky miles page. I just registered and can't seem to find where I can ask for a CLI?

Any help?

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I can't remember where it was when I bumped, but it was hard to find.:roll:

But now when I go to card activity, it is allllllll the way at the bottom page.

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:cool:

Request a Line of Credit Increase Your request for a line of credit increase has been submitted.

You will receive a written response within 7-10 days.

What a drag.....oh well. Theres always next month. 8-)

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Well time to update my Amex journey.I applied for Clear yesterday.No word on it yet. Since Feb of 2007 I have Discover 6K,Chase 15K,& Amex Blue 30K. I will let yall know what they say on clear. I am in La. and both Blue&Clear were Transunion pulls. My scores are listed below::mrgreen: Well got the news.Approved for Amex Clear today.Chase's days are numbered unless they can attempt to match Amex. Love this company

Your FICO score from Equifax :

770

March 17, 2007

Your FICO score from Experian :

809

March 17, 2007

Your FICO score from TransUnion :

788

March 17, 2007

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I couldn't stand it anymore....applied for DH.

Delta Gold Skymiles $1000

:)++

Hopefully we'll get some love too!!!

Thanks guys!!

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My Blue Sky is at $30k and my Delta is at $1k (moved it to Blue Sky). Is Amex still difficult to get above $30k? Should I ask for a bump above $30k or bump the Delta and then move is to the Blue Sky? I intend on closing the Delta before the annual fee is due.

As much as I want my Blue Sky bumped up I would prefer to not go through the financial review.

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Well, it has been a while since I've posted and a few things have happened since then...First, I got the dreaded Financial Review. It actually wasn't that bad. They suspended all of my cards and I had to call the number on the back of my card. Here is a break down: the CSR asked me to verify my name, address, and phone number. Then he asked for me to sign a release so that Amex could view my IRS forms. When I asked why I was being reviewed he said that they were nervous (my word not his) about the amount of available credit I had extended to me. But I refuse to give anyone other than the IRS and my mortgage lender that kind of info. So I said absolutely not, and requested that he cancel all of my cards. A month went by (this happened in April) and I got a letter from an account manager asking for me to call to see if they could get me to reopen my account. I did, and when she asked me why I cancelled I told how I was under FR and how I thought it was too invasive. She replied that she did not understand why I was under FR and asked me if she could call me back after she did some 'research.' She never did call me back. But the fact that they sent me this letter made me think: maybe I could reopen an account. So I called them up and asked to be reinstated. The CSR put me on hold for a very long time, but when she returned she said that not only would they reopen my account but they would upgrade from a Blue for students to a regular Blue with an APR of 9.9%. Oh, and my CL: $50,000. So go figure. I still love Amex, but you also have to be willing to play the game. The FR can strike at any time, but it is not bad at all. Simply refuse to comply and ask to be reinstated later. So please do not fear it. If I had been less aggressive, I would not have a 50K CL right now. Just thought you might want to know. I LUV AMEX!!! LONG LIVE AMEX!!!

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I got my Delta Gold Skymiles card last week, so after I activated it I tried the CLI link everyone was talking about so that I could try my hand at a very modest increase. Guess what??? It worked!!! I started with $2000 and then I asked for $5000 and was instantly approved!!! I figured a little at a time was the best strategy and so far it's working!!

Then, yesterday I felt like pressing my luck a little more with Amex, so I applied for the Clear card. INSTANT approval of $2000!!!! I'm pretty happy right now.xdancex

Once I get the clear card I'm done with obtaining credit cards, unless something really enticing comes along!!!:twisted:

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