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I really think that AMEX does lean towards salary and if you own a home. I have two chargeoffs with EX and TU and they approved me. My EQ score is flawless. I applied for CITI and Home Depot and they turned me down flat... I think maybe Skyfoxx could be the acception...what do you think Skyfox ? I applied for the Sky Blue but they said they had to make a decision and they would know within the next 48 hrs. I really wanted the Delta ( which I got ) and the Sky Blue but I did get the Gold card.....

I don't think owning a home is that important. Neither my mom, sister, nor I own a home. I have 4 cards w/them w/ $70,000 of credit, my mom w/$20,000 and my sister w/ $9,000. I do think utilization and salary play a huge role in the decision.

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This is to all Amex Gold Car owners...How do you use your Gold Card ? I have never had a CC that you have to pay the full amount back at the end of the month. Can you utulize it to raise your credit scores ? I'm not about to Charge $1,000's of dollars on it since it is due at the end of the month. I am almost not sure if I even want to activate it !! Let me know what ya'll think....:)

Well I haven't recieved the card yet, but since I do have the green and the gold is basically a more expensive version of that card....I use it for entertainment purposes. I put dinners, clothing, vacations, anything for 'fun.' I always pay my cards in full so all of my CCs are like charge cards. Oh and you do realize you'll be paying a $125 annual fee for the card right?

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^Sweet.

How long does it take for reward points to show up on your account after you make a purchase?

After your statement cycle

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Fox,

How many AmEx's do you have and how long did you wait before applying for a new card?

I have 4 cards: Blue, Clear, Gold, Starwood Preferred Guest for Business

Applied:

Blue: 12/05

Green: 06/06

Clear: 10/06

SPG: 12/06

Green->Gold: 01/07

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Yea! Nice job! Call them back and ask.

$10k!!!

YIPEE!!!

I had been down in the dumps because I closed my Orchard card last week. The annual fee was billed at $59 and I could not get them to waive or even reduce it. The CL was $850 and the lady said she could increase it by $500. BFD!! I was sad because it was my oldest current card (over 2 years), but somehow AMEX has made me feel better about now!!

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Fox,

does it normaly take 2 weeks to make a decision on a Amex Jet Blue Card ? What is taking them so long ?

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$10k!!!

YIPEE!!!

I had been down in the dumps because I closed my Orchard card last week. The annual fee was billed at $59 and I could not get them to waive or even reduce it. The CL was $850 and the lady said she could increase it by $500. BFD!! I was sad because it was my oldest current card (over 2 years), but somehow AMEX has made me feel better about now!!

Congrats! $10K is great!

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Fox,

does it normaly take 2 weeks to make a decision on a Amex Jet Blue Card ? What is taking them so long ?

No it shouldn't. Call them and ask what is going on. They usually tell you what the status is (approved/declined) right away. So give them a call. Like I mentioned before, they are having problems with their website, so if you submitted it online there may be problems with it.

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No it shouldn't. Call them and ask what is going on. They usually tell you what the status is (approved/declined) right away. So give them a call. Like I mentioned before, they are having problems with their website, so if you submitted it online there may be problems with it.

Yes they are having computer problems. the person I spoke with said they are doing a lot of upgrading and have been having issues not only with the internet, but also their internal programs. I had to call several times over the last 10 days, but they seem to have it all figured out now.

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I got it !!!!! The Blue Sky AMEX CC..$2,000 limit. Thats 3 Amex cards i was approved for in 1 week with two automaticx approvals... I'm not sure if I should keep the gold though because of its annual fee $149 ? WOOOOOHHHHH !! Thats alot and yes they are having problems with their computers. I called and the lady said " let me see what I can do to get this approved." WAMO !!!! Now I need to wait on the cards to ask for a CLI....I LOVE AMEX !!!!!:)

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I will say that I have a good payment history of over 10 yrs with only 2 baddies but man Is Amex usually this generous ? I apllied for the Juniper Carnival cruise card and I still haven't heard from them.Can't complain...:p

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I will say that I have a good payment history of over 10 yrs with only 2 baddies but man Is Amex usually this generous ? I apllied for the Juniper Carnival cruise card and I still haven't heard from them.Can't complain...:p

Who knows how long the generosity will last? Just get it while you can....Right now Amex is trying to increase their market share. So they are a lot more lenient then they were before (except if you have a bankruptcy, then forget it).

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The clear card is the one I really wanted...but I'm stopping at 3 Amex CC's. Luckily I have always known my limits and how to take care of balances. Gotta Pay my Chase CC down a little....but I still want one more CC one with a high CL so I have been looking into DCU since they pull EQ and thats my CR with no baddies and low inqs....Just have to figure out how to become a member of DCU first....sorry to get off the subject....

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The clear card is the one I really wanted...but I'm stopping at 3 Amex CC's. Luckily I have always known my limits and how to take care of balances. Gotta Pay my Chase CC down a little....but I still want one more CC one with a high CL so I have been looking into DCU since they pull EQ and thats my CR with no baddies and low inqs....Just have to figure out how to become a member of DCU first....sorry to get off the subject....

Are you keeping the Gold?

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What do you think I should Skyfox ? $149 annual fee ? WOW !!!!! It would be nice for gas and small things I would payback at the end of the month but $149 ? I want the Clear..lol... Anyway I am looking for just one more good card through a Credit Union possibly DCU but I am not a member but I have seen them give big CL...I'm gonna go slow with this last CC....:)

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What do you think I should Skyfox ? $149 annual fee ? WOW !!!!! It would be nice for gas and small things I would payback at the end of the month but $149 ? I want the Clear..lol... Anyway I am looking for just one more good card through a Credit Union possibly DCU but I am not a member but I have seen them give big CL...I'm gonna go slow with this last CC....:)

Just curious. Yeah $149 is a lot! Good luck w/DCU!

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Hey Skyfox I got my Amex Gold card but did not get my Delta or Blue Sky CC...Hmmm I hope they didn't change their mind....I'm just looking at the gold card it looks so nice and classy...$149 to activate it..Its not about having the money to pay that fee its about the fact that its a ridiculous amount to activate a CC that does not have a CL....Oh well I'm gonna pay the $150...It will look nice in my wallet...:mrgreen:

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Oh well I'm gonna pay the $150...It will look nice in my wallet...:mrgreen:

Talk about playing right into their hands... I should ban you for that.

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Pleas LNY....Don't ban me...Honestly I couldn't live without this site...I would need therapy and I would have withdrawals...:mrgreen: Seriously this site has taught me so much and I think the Gold CC is a good thing because the amount is due at the end of the month. Yes $149 is a lot but once I pay that it will be a good card for me....Don't scare me LNY :)

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Hey Skyfox I got my Amex Gold card but did not get my Delta or Blue Sky CC...Hmmm I hope they didn't change their mind....I'm just looking at the gold card it looks so nice and classy...$149 to activate it..Its not about having the money to pay that fee its about the fact that its a ridiculous amount to activate a CC that does not have a CL....Oh well I'm gonna pay the $150...It will look nice in my wallet...:mrgreen:

I know it is a bit superficial, but I agree, it does look so good in my wallet! I remember when I used to look longingly at other people's Amexes and would just sigh. I never thought I would get one, but now I do! Congrats on the Gold. It is a great card!

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