Get a real bank acount. No chex check...

[NewLife4Me]

I have the worst of the worst credit. My score with experian is only like 500 and I got approved.

They only do a soft pull of experian. No chex check. I couldnt believe I got approve.

If you need a real bank account I would suggest going to this specific bank . I applied onlione and got approved within 2 days.. Im so happy . I havent had a real bank account in years!

Just apply on the Bank Of America website!

[DHK]

Why do I have the feeling that this poster doesn't know what chexsystems is?

Believe me, they check it - EVERY TIME.

If you don't have any records with chexsystems, it's a good thing. This means that you've never used your bank account to commit fraud against the bank, or bounced too many checks, or had an account close on you with a negative balance.

Congratulations on being approved for your account, but a large bank like BofA will check Chexsystems every time.

[CarolinaBlueEyes]

you got lucky I have three accounts and BA was the only bank EVER to turn me down and they did a hard inquiry.. I am fine in chex systems.. I have accounts with three major banks.. checking and savings.. never had a problem until B0fA.. they pulled a total credit report... and yes they do check chex.. and I did it online as well

[LNY]

Of course BofA checks Chex. And they don't always pull Experian, either.

[gt95stang302]

BofA closed me with a negative balance which I paid back promptly.

Couldnt open an account with anyone... but BofA.

That didnt make sense... but they opened one for me.