MrSmithInWashington Posted August 14, 2006 Report Share Posted August 14, 2006 I'm livid. I've been trying to exercise my rights under the FCRA Act of '03, and obtain my free credit reports. Each major reporting bureau is denying me, stating that my current address does not match the one on file, and that only a credit or debt company can update it. Until then, I cannot obtain a report.WTF?Now we have to apply for credit or incurr a debt to obtain a free report? Noone ever moves, nor are we capable of updating our own personal info?Has anyone else had this problem? Link to comment Share on other sites More sharing options...
GreatGadsby Posted August 14, 2006 Report Share Posted August 14, 2006 you should be able to send them a copy of your license and/or ssn card as proof of identity and address and have them send you one. Link to comment Share on other sites More sharing options...
credit_junkie87 Posted August 15, 2006 Report Share Posted August 15, 2006 Would USPS forward your credit reports?Try entering your old address and see if they provide you with your report online. Link to comment Share on other sites More sharing options...
LNY Posted August 15, 2006 Report Share Posted August 15, 2006 USPS forwarded my EX report recently when I moved. Funny thing is that EX has had my new address ON MY REPORT since May, they just chose not to use it.EQ is also giving me a hard time, swearing that no creditor has reported my new address (in 3 months?! But they reported it to TU and EX?) and of course my word on where I live is no good. Only creditors can be trusted. Funny how THEY don't have to send in any proof of the address they're reporting as mine, yet I have to send them my firstborn before EQ will update it. Link to comment Share on other sites More sharing options...
MrSmithInWashington Posted August 28, 2006 Author Report Share Posted August 28, 2006 I tried using my old address, but that didn't work either. I am not going to send (for the fifth time) a copy of my SS/DL thru the mail - this alone is another security risk for us. I also won't give up my firstborn. (lol)We just have to keep hammering onwards for common sense. I have enlisted the aid of my Congressman on this one, since they are essentially denying me my legal rights. I would suggest you do the same; they are there to go to bat - at least in theory - for constituents....and mine is up for reelection. Hopefully yours is too. Will post what happens as it unfolds. Link to comment Share on other sites More sharing options...
elyse449 Posted August 28, 2006 Report Share Posted August 28, 2006 Have you tried sending a recent copy of your heating/electricity or phone bill? Something about this does STINK. No creditors word should be better than ours-for pete's sake, we know where we live!! GRR....Good for you for going to your local reprentatives though.Elyse Link to comment Share on other sites More sharing options...
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