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HSBC AUTO Finance Approved @ 12.04%

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I thought since I didn’t have much credit history and with my circumstances being the way they are at present this HSBC loan rate & terms/conditions was the best I could get...

Boy was I wrong... I got a better rate! in the end the less than 5% rate reduction will save me thousands of dollars and all I had to risk was another inquiry on my EQ credit file...


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You can get the same approvals from CitiFinancial, Wells FArgo Auto Finance, and many more, but they all have a different scoring model and key things are detected to get no docs or no downpay etc..

If you are happy with the call back you already have, why chance more pulls on your credit? Go with what you got.

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