NinoBrown Posted September 30, 2006 Report Share Posted September 30, 2006 I went to the courthouse and retrieved the documents on a judgement against me, and the file contained the following:1. summons 2. certification of proof and non-military service - dated two months after defaultthe certification of proof and non-military service was not included with the affidavit to enter judgement. also, there was no other documentation supporting the plantiff's claim for entry of judgement. i was also never served - the court sent the plaintiffs a post card stating they sent me the summons but i never got it; however in nj i think regular mail is an acceptable form of service...any thoughts??? also, the judgement only appears in my TU CR (not EX, dont know about EQ yet), which leads me to believe the judgement is not valid... should i dispute with TU? Link to comment Share on other sites More sharing options...
Raysway Posted September 30, 2006 Report Share Posted September 30, 2006 ...also, the judgement only appears in my TU CR (not EX, dont know about EQ yet), which leads me to believe the judgement is not valid... should i dispute with TU?Simply because the judgment appears on only one CR should not be considered any kind of basis of validity. Many have judgments that may never appear on any of their reports. Link to comment Share on other sites More sharing options...
Recovering Attorney Posted September 30, 2006 Report Share Posted September 30, 2006 go see a lawyer. If it has been entered on your default, there won't be a lot there, save for the service certificate and the summons and complaint and a docket that totals the amounts, etc. You move the court to open the default by showing you were not served as the affidaivt of service shows, and that you have a plausible , eritotious defense to the action. You have to do this quickly: many states restrict the ability to vacate a judgment ( e..g, NYS is a year) Link to comment Share on other sites More sharing options...
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