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hawkfan
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Does it take 3 months to have a TL reported on Cr after defaulted loan is in good standing?

It doesn't always but they are allowed that amount of time to adjust. This type of reporting is a manual function. Normally a guarantor sends a tape of all accounts...all are negative because guarantors don't handle current accounts. A special tape is sent with newly rehabbed accounts, and all have to be manually keyed and there is usually only one person handling this type of function at the guarantors. This was the explaination that more than one of my clients gave when I was collecting.

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