CaptCBM

Can a debt Collection attorney report Since they don't own the debt only represent OC

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I have an MBNA account which was turned over to W & A in July. In July they pulled a copy of my report and then again last month when the account charged off however, they are not currently reporting on any of my reports? Can I expect this to happen soon, I am actually shocked that it didn't happen last July. Can they report even though they don't own the debt and only represent the OC?

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I know they aren't reporting, as I said I am surprised that they are not. I know they are inquiring and I know why- on behalf of MBNA- I get it. What I am asking is if I should soon expect to have another negative TL from them regarding this debt or if they are not reporting it since they don't actually own it.

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a CA can report a TL on your CR whether they are contracted to collect or if they are a JDB that bought the debt. either way they can still report.

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