hawkfan Posted October 12, 2006 Report Share Posted October 12, 2006 How do you make a CC payment check,mo? I just got my cc bill in mail what is the best way to pay it, also should i pay more than the min balance or just pay the entire bialance off each month? Link to comment Share on other sites More sharing options...
breathing_easier Posted October 12, 2006 Report Share Posted October 12, 2006 Pay by whatever means is best for you. I prefer to pay my accounts online. Just always, always, always make certain that you make your payment approximately a week ahead of your due date to factor in any glitches in payment that could cause it to be late. The way I do it is charge a small amount on my cards each month, 10% or less, allow it to report (my cards report between the first and fifth of the month) and then pay the balance in full before the interest charges hit. That way I reap the benefit of usage on the account for FICO purposes but don't pay interest. Link to comment Share on other sites More sharing options...
msldystrkr Posted October 12, 2006 Report Share Posted October 12, 2006 I would first recommend you get sme sort of weekly planner. You can get one for a buck at Dollar Tree. Next pick a day or two of the week and check all your accounts on line. When you see that a new bill was generated schedule at least the min payment so as not to be late. Then when payday comes around you can always pay more. I pay on line and record the confirmation number. I also try and keep my balances under 30% utilization. I try and PIF to also avoid finance charges. Hope this helps. Link to comment Share on other sites More sharing options...
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