let_it_slide Posted October 17, 2006 Report Share Posted October 17, 2006 So on my FICO report it shows some bills from Bellsouth, some of which are totally inaccurate.I am in the process of DV'ing but I can't figure out who these collection agencies are:496YC03413772YC01373I checked at http://www.bbb.org/ but I couldn't find out the CA's addresses through it, or even a real name.I checked here: http://www.creditinfocenter.com/repair/How2FindACreditor.shtmlBut some of those links don't work and the others don't seem to pull up anything for those weird "names"... These are NOT account numbers, they are identified as Collection Agencies for the OC Bellsouth.Should I go with Bellsouth's address or try to find the CA's addresses? Link to comment Share on other sites More sharing options...
divemedic Posted October 17, 2006 Report Share Posted October 17, 2006 On the report, there should be a list of the contact info for the furnishers. Those numbers are numbers for CA's who also collect on medical accounts. Link to comment Share on other sites More sharing options...
let_it_slide Posted October 17, 2006 Author Report Share Posted October 17, 2006 I cannot find any kind of information like that on my report at all. (Through myfico.com) Link to comment Share on other sites More sharing options...
direred Posted October 17, 2006 Report Share Posted October 17, 2006 Pull the report from the actual CRA, not through a third party like myfico -- some collections (such as medical) are not permitted to show third parties the name of the creditor or collection agency. Most myfico.com reports have direct links to the disputes for the CRAs. A warning: don't pull up a TU one unless you intend to actually dispute. Link to comment Share on other sites More sharing options...
Ahntara Posted October 17, 2006 Report Share Posted October 17, 2006 let_it_slide:The code you provided is the CRA subscriber code for that particular CA (their customer). The only place you can get it translated is at the CRA. Link to comment Share on other sites More sharing options...
divemedic Posted October 17, 2006 Report Share Posted October 17, 2006 When you get the report from the CRA, it gives a list of the addresses of all furnishers. It is the law, it MUST be done when you get your own report directly from the CRA. Link to comment Share on other sites More sharing options...
let_it_slide Posted October 17, 2006 Author Report Share Posted October 17, 2006 Ok, makes sense... thanks! Link to comment Share on other sites More sharing options...
Recommended Posts