dixiebell Posted October 22, 2006 Report Share Posted October 22, 2006 Hi all, I had a tuition bill (not a loan) from a private college that went to collection agency. I had financial difficulty during the time and could not pay it off. My last payment was in year 2000. Still owe the bill. Since it's been 7 years now it no longer shows on my CR. I'd like to ask you guys experts a few questions:1. Can I still be sued? Am I safe from SOL?2. Is tuition bill considered a written contract or open account?This was in IL and I have moved out of state a couple of years ago. Never heard from the school nor the CA.Thanks very much for any reply. Link to comment Share on other sites More sharing options...
direred Posted October 22, 2006 Report Share Posted October 22, 2006 It really depends on state laws and if there's any exemption.Also, if you ever happen to need your transcript for any reason.... Link to comment Share on other sites More sharing options...
dixiebell Posted October 23, 2006 Author Report Share Posted October 23, 2006 Thanks, direred for pointing that out. Unless I pay I won't have the degree (or transcript for that matter).What worries me now that the negative is gone from my credit report is I'd like to establish credit. I also recently bought a new car due to recent loss of previous one in an accident so I'm a little worried that my property might be in jeopardy if they sue. Any other suggestion? Link to comment Share on other sites More sharing options...
LynnInMN Posted October 23, 2006 Report Share Posted October 23, 2006 For tuition accounts, they can only sue you up to your state SOL. However they will hold your transcripts, official and unofficial, until the debt is paid. For public schools, tuition accounts are considered public debt and those can be collected via tax offset. Link to comment Share on other sites More sharing options...
dixiebell Posted October 23, 2006 Author Report Share Posted October 23, 2006 Thank you very much LynnInMN.Illinois SOL for:oral agreements 5 yrswritten contracts 10 yrspromissory notes 6 yrs open accounts 5 yrsI'd like to ask which category Tuition bill falls into? It's been about 7 years or so now. Has the time pass the SOL in my case? Link to comment Share on other sites More sharing options...
LynnInMN Posted October 23, 2006 Report Share Posted October 23, 2006 I believe tuition is a written account. However it would go by the state SOL limits for the state you reside in now. Link to comment Share on other sites More sharing options...
dixiebell Posted October 23, 2006 Author Report Share Posted October 23, 2006 Thanks LynnInMN. The SOL in the state i live now is 10 years for written accounts. What are the chances that the debt has been written off. If that's the case will they still sue me? I owe them about 3k-4k not including the interest.Thanks Link to comment Share on other sites More sharing options...
LynnInMN Posted October 23, 2006 Report Share Posted October 23, 2006 Schools never write off tuition debt....not with transcripts as collateral! When I was working at the Univ of Minnesota, we had people from the 60's and 70's coming back needing transcripts and finding bills they had to pay to get them. Link to comment Share on other sites More sharing options...
PolarBearnCO Posted October 24, 2006 Report Share Posted October 24, 2006 For tuition accounts, they can only sue you up to your state SOL. However they will hold your transcripts, official and unofficial, until the debt is paid. For public schools, tuition accounts are considered public debt and those can be collected via tax offset.So as long as he never gets a refund, he'll be ok? lol Link to comment Share on other sites More sharing options...
LynnInMN Posted October 24, 2006 Report Share Posted October 24, 2006 So as long as he never gets a refund, he'll be ok? lolOP has a private college loan...they cant utilize taxoffset. I was just making a point. Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted November 3, 2006 Report Share Posted November 3, 2006 can they garnish his bank account Link to comment Share on other sites More sharing options...
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