pilgrimfaraway Posted October 23, 2006 Report Share Posted October 23, 2006 I bet a lot of people have experienced this - stuff is rolling, deletions happening weekly, the picture is getting prettier and prettier and then wham! The door slams shut and their's no more fun to be had. I'm down to own derog - a 5 year old 30 day late. I've got a great story about why it happened, the account had been prestine for 52 months leading up to the late and 6 months after to complete the deal. But the one late was when I moved overseas and the relative that was supposed to handle my bills flaked the first month. My fault? yes? Worthy of a goodwill deletion off an otherwise perfect tri-merge report? You betcha! All i get is, "Sir, it is against the FCRA for us to remove accurate information." Sad thing is, they couldn't spell FCRA let alone know what's in it. So, perfection it is not, and I'll keep GW'ing it, but I guess I'll wait 27 1/2 months before I'm derog-free! Link to comment Share on other sites More sharing options...
direred Posted October 23, 2006 Report Share Posted October 23, 2006 I feel your pain. Link to comment Share on other sites More sharing options...
divemedic Posted October 23, 2006 Report Share Posted October 23, 2006 A single five year old 30 day late is not hurting you that much. Link to comment Share on other sites More sharing options...
pilgrimfaraway Posted October 24, 2006 Author Report Share Posted October 24, 2006 Just sorta feels like almost hitting a home run. Even if you tag it for 310 feet, if the barrier is 311 feet from the plate, you're just a loud out. Sure, there is a pure utilitarian purpose for credit report - the attainment of specific goals serves as the enabler towards new opportunities. But I 100% clean credit report just LOOKS prettier!!! Link to comment Share on other sites More sharing options...
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