boosoo Posted November 7, 2006 Report Share Posted November 7, 2006 Help with an action plan. First off, I know I screwed up by entering a DMP around 6 months ago. I have paid $400 month and my accounts were late, but not charged off when I entered it. I finally discovered this site. I have 5 negative accounts that I want to tackle. I would like to settle one at a time. Is it possible to settle while in the DMP? I cannot see the DMP notation on any of my credit reports. My credit report shows the following:Capital One - $1475 Charge Off (No CA on credit report)HSBC Card Services - $1832 Charge Off (No CA on credit report)Wamu/Providian - $1700 Charge Off (No CA on credit report, although RAS Inc, is listed on my DMP as CA)Wamu/Providian - $3500 Charge Off (No CA on credit report, although RAS Inc, is listed on my DMP as CA)HSBC - $3200 Open/Late (This is not charged off, but shows Resurgent Capital Services, LP as CA on Credit Report)What steps would you suggest? Validation, settlement letters, etc. Should I go directly to the original creditor or the CA on the ones where the CA is not on my credit report? Any help would be greatly appreciated. My plan is to settle the smaller ones, one per month. The larger ones maybe work out a settlement to pay over 3 months. Link to comment Share on other sites More sharing options...
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