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OC sold the debts After DV letters


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DV letters are for CAs under the FDCPA, not OCs. Yes they can seel the debt. Once you receive notice from the CA then DV within the 30 days. IF the CA sells or transfers the account without DV then I usually respond to the 2 (and 3 and 4) CA with "This is the (#) formal notice requesting validation of the above referenced alleged debt!"

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