Lisa0825 Posted November 14, 2006 Report Share Posted November 14, 2006 Chase ManIt says CC, but if I recall correctly, it was a revolving overdraft protection acct.C/O $2273DOLA 02/2003It is also being reported under:NCO ASSIGNEE OF CHASEoriginal balance $2274balance TU: 3950 EX: 3982Under Acct number for NCO, it says **** 556****, but neither of my Chase account numbers contain those three digits.Collect America is also reporting a Chase account for $281 with a different account number, and neither CA's acct number matches each other or what Chase has provided to the CRAs themselves. This COULD be for the checking account that the revolving overdraft account was attached to.The original Chase accounts will go past the SOL after 2/2007, so I have been trying to wait it out.Today, I got a collection letter from Commercial Recovery Systems with YET ANOTHER account number that doesn't match the others, for $281.Soooooo.... while I would consider paying off the $281 to get it deleted, 1) I am wondering about the account numbers. And 2) I am worried that if I attempt to pay the $281 account, that will result in serious collection activity on the $2273 account, which I do NOT have the money to deal with right now.So, considering I am in Texas, I have not yet even been threatened with a lawsuit, and I have read that it is hard for collectors to get a judgement here, should I continue waiting it out until I pass the SOL so I will be in the driver's seat? Or should I go ahead and DV them?Any input will be appreciated Link to comment Share on other sites More sharing options...
June Posted November 14, 2006 Report Share Posted November 14, 2006 February 2007 is just around the corner. Of course, you should "continue waiting it out until you are pass the SOL so you will be in the driver's seat". Then DV and allow the Violations to continue to pour in. Best Regards,June Link to comment Share on other sites More sharing options...
Lisa0825 Posted November 14, 2006 Author Report Share Posted November 14, 2006 February 2007 is just around the corner. Of course, you should "continue waiting it out until you are pass the SOL so you will be in the driver's seat". Then DV and allow the Violations to continue to pour in. Best Regards,JuneThanks. The reason I still asked, was because I read about peopel here responding within 30 days of letters, so I just wasn't sure if there was a good reason to go ahead and respond.I am hoping that the wide discrepancies in account numbers is a good indication that they don't have all my info correct and I will get them deleted Link to comment Share on other sites More sharing options...
June Posted November 14, 2006 Report Share Posted November 14, 2006 Lisa0825: I know about the "30-Day Rule, but I usually DV on my time. Sometimes I do not receive any letter at all. I often discover the CA on my CR and then DV. AFTER the SOL expires, you may get the TLs Deleted by complaining to the AG and/or the FTC about ALL their Inaccuracies or Omissions in your CRs. Your CRs is your Evidence. I read that Most CAs will automatically drop anyone who files a Complaint (with Evidence, of course), whether its legit or not. Understand that a Consumer Dispute is Bona Fide, unless the CA has evidence to the contrary. The CAs have NO Evidence to dispute any of my claims and they know this and Delete hoping that I will go away quietly. It's on then! In Florida, we have 2 years to sue any OC, CA, federal, state or local Governmental Body, after their Violations. Best Regards,June Link to comment Share on other sites More sharing options...
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