hinky Posted November 18, 2006 Report Share Posted November 18, 2006 I had an account on my credit which was on all 3 bureaus. After DV'ing once I got a computer printout. After DV'ing twice, citing the Wollman letter, I got a deletion letter. YAY!!However, it remains on TU. It has been verified at least twice, despite phone calls and despite faxing the deletion letter to TU. Should I just write up an ITS to this CA? I'm getting fed up. It would be a hands-down win, would it not? I've kept all documentation. Thanks for any help! Link to comment Share on other sites More sharing options...
E. Normis Debtor Posted November 18, 2006 Report Share Posted November 18, 2006 I'm confused. What's the Wollman letter have to do with deleting a TL? Wollman outlines a CA's obligations under the FDCPA if they are supplying verification to a consumer when responding to a timely DV. Link to comment Share on other sites More sharing options...
hinky Posted November 18, 2006 Author Report Share Posted November 18, 2006 It has to do with them not being able to provide adequate documentation. After I sent them a copy of it, they sent me a letter that they would delete the account. Because the Wollman Letter showed them that their computer printout was not enough to prove I owed it, and that was all they had to go by. Make sense now?Bottom line, they send me a letter of deletion but it has not been removed from TU, nearly six months, 2 disputes, and several phone calls later. Link to comment Share on other sites More sharing options...
E. Normis Debtor Posted November 18, 2006 Report Share Posted November 18, 2006 Make sense now?No, but I have a track record of being easily persuaded. Ask anyone. Link to comment Share on other sites More sharing options...
admin Posted November 18, 2006 Report Share Posted November 18, 2006 Link to comment Share on other sites More sharing options...
direred Posted November 19, 2006 Report Share Posted November 19, 2006 However, it remains on TU. It has been verified at least twice, despite phone calls and despite faxing the deletion letter to TU. Should I just write up an ITS to this CA? I'm getting fed up. It would be a hands-down win, would it not? I've kept all documentation. Thanks for any help!What if TU isn't trying to verify with the CA?Seriously, you need to re-think your approach on this. In my experience, the CRA can be the source of the problem. Link to comment Share on other sites More sharing options...
hinky Posted November 19, 2006 Author Report Share Posted November 19, 2006 Well, none of them really "try" to verify, do they? Computers dont give a rat's a$$ about the accuracy of my credit file. The CA can't make up their minds which account number they're using for this account. I've talked to them about it before, like I said. Safe to say, this is their mistake. As far as re-thinking my approach, though, do you have any specific suggestions? I would really appreciate advice. Link to comment Share on other sites More sharing options...
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