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Judgements lead to account hold wtd?


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There was a hold put on my bank account by two unrelated creditors (strangely represented by the same legal firm). After doing some investigation I found out to my surprise that two judgements had been made against me. I was never properly served a summons to appear in court. Is my best recourse to vacate the judgement on the grounds I was not properly served and perhaps usury (one debt was on a credit card with a $350.00 limit is now up to $1200.00). Also is there any thing I can do to free up my account until I can get my case vacated, perhaps some sort of injuction.

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