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I had a JDB that never sent me a dunning letter. Their first letter to me was one


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Sorry I should add more details . MRC Receivables Corp. says they own the acount. True Logic sent a dunning letter to me on behalf of MRC. I DV True Logic in 30 days. I got no repsonse from them, but Midland then sends me a settlemet letter on behalf of MRC. I then DV Midland within 30 days. Now they want documentation to verify my dispute.

My understanding is that MRC, True Logic , and Midland are all owned by the same company.

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