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Privacyguard-Impact on scores accuracy


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I was trying to determine how accurate the impact on scores accuracy is.

On the chart, they list 1 account as high and 5 as moderate. The account listed as high was an account settled for a lesser amount from 6-7 years ago. I have a collection for $50 placed in May 2006 that I didn't have any attempts to pay before it was placed for collection. Wouldn't you think the most recent collection would weigh more than an account 6-7 years ago?

I'm going to call the collection agency and see if there's anything they're willing to do as I received ZERO notification about this balance before it went to collection. I'm going to pay it, but I just want to try to do so to agree to remove from all 3 reports.

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