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Strange Activity on my Report.


hanales
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So I'm dealing with a creditor (Zwicker, on behalf of arrow) who are telling me I have a debt that I have paid on as recently as this year. I know this is completely impossible. Is it possible that someone has posted a small payment in order to extend the life of the debt? I'm currently waiting on debt validation.

If a creditor intentionally re-ages the debt, does that resolve me from them (and it?).

Anyway, any help would be great. This is a great site, I've been learning a ton.

--H

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Is it possible that someone has posted a small payment in order to extend the life of the debt?

It IS definitely possible, it IS done all the time by certain slimy companies. However, what's also likely is they are trying to con you into making a payment on a debt that might be out of SOL.

If a creditor intentionally re-ages the debt, does that resolve me from them (and it?).

Unfortunately, No.

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