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Dormant Period...

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Happy Holidays...

I need some input here..

-I have an impeccable mortgage record for 6 yrs. currently

-was a victim of id theft and cleared all the derogs.and removed the fraud alerts from the files.

-about 10 TL. state "paid as agreed" but closed by consumer.

-and I DONT have any open credit card.

Should I apply for hot CCs even though I have average fico of 765 but with dormant period since 2003?

Thanx guys..

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