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house after foreclosure


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You can get into a home after 1 year post Foreclosure. Get all of the information on the FC however, because some lenders go from the final sale to a new owner date as the date of the FC.

If you have re-established your credit-did not go BK-then you can get a new home loan. Depending on what your credit score you might have to put money down or have the owner carry a 2nd mortgage so that the LTV (amount of the purchase price you are borrowing) is less than 100%.


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