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Cap1 Again..after Chargeoff W/ Them?

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Ok, but would that be a bad thing? Since my credit is already shot, at least I would have a credit card that I can use and pay down my balances?

Maybe that was stupid of me to ask...?

I just want to do the right thing and repair my credit. I was just approved for a lease purchase home and need my credit looking good.

THanks for your advice...

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