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Black Listed by CIT BANK? WHO are they?


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I must have really pissed someone off at CIT bank because some "pretty easy to get" places will not let me have a break. I've noticed a lot of places now are offereing credit through them. Dell, Fingerhut, a few store cards I looked at but dont remember....

I can't really find anything on them....and as far as I know I've never had any credit by them (unless they've bought some accounts somewhere)

I was denied from dell a couple of month ago....and also at Fingerhut!!! It's bad when I cant get the $135 minimum credit that Fingerhut offers and I make a very nice income and have dramatically cleaned up my credit since the LAST TIME I applied there....

Hell I thought anyone could get Fingerhut....who else pays that much for stuff that's a little dated to begin with...I bought a $2 catalog hoping that'd up my chances a bit, and the catalog had front cover advertising opening an account and getting so much off with your first order, so I did that....used the code....and still denied!!! (now it didnt say pre-qualified, so it wasn't really an offer, just an advertisement)

but still.....I cant get a friggin break from these people....anyone got any ideas on getting in good with them?

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Dell is not Citi bank, because I have a Dell.

You're right; but as griffiscustoms & PolarBearnCO stated, Dell uses CIT Bank (not Citibank). I got it confused, too, when I was first denied by Dell. I had to re-read the T&C to learn that their cards are housed by CIT Bank (I still have no idea who they are).

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CIT Bank is different from CitiBank. Their corporate headquarters is in New Jersey and their Worldwide headquarters is in New York. Here is a litte information concerning them: They own Newcourt Credit Group which is one of the world's largest secured lenders; they are also part of Tyco Int'l as well as Healthcare Business Credit Corp., Educational Lending Group and GE Commercial Services; 20% of their company is owned by Chase Manhattan. As you can see, they have their hands in many areas.xshotx

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Dang, seems they're pretty big. Wish I could get a "foot in the door" with them. They wont give me a break, even from Fingerhut. I thought just about anybody could get Fingerhut :roll:

IMHO, you aren't missing out on much. I wouldn't worry too much. Also, some years back I did hear that Fingerhut sold their credit division, so their criteria may be more stringent.

Elyse

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