rcole727 Posted January 10, 2007 Report Share Posted January 10, 2007 Have an Amex debt that I have been paying through AMEX web site, that has been placed with CA. CA called and advised me that if I pay w/in 3 wks. no charge off and new card. CA says will accept pay out, but will show CR as charge off.Any ideas or strategy?Thanks! Link to comment Share on other sites More sharing options...
elyse449 Posted January 10, 2007 Report Share Posted January 10, 2007 You have an acct w/ Amex that you've been paying and they've still sent it to collections? Collection agency says "if you pay within 3 weeks you'll get a new card...and they won't charge off..." yet, the account will show as a CO on your CR's? I think I'm confused. It sounds like if you pay, you get a charge off when it wasn't previously charged off--yet they may have charged it off already if they sent it to collections despite your payments. I'm worried. Maybe someone else will have some better thoughts. Elyse Link to comment Share on other sites More sharing options...
chilton1 Posted January 10, 2007 Report Share Posted January 10, 2007 Elyse, You are not alone I was confused as well. rcole, I think the CA is winding you up. I would call Amex and work it out with them. If Amex won't work with you, then only pay the CA if they will delete and get it in writing. Link to comment Share on other sites More sharing options...
melisadawn Posted January 10, 2007 Report Share Posted January 10, 2007 A few years ago I worked for a CA that only collected on AMEX. I had a few clients tell me they would try to talk to AMEX but Amex had them call us since they did not have an account. Also sometimes if it was a good customer AMEX would run promotions if PIF they can get another card. Is the CA calling NCI? Link to comment Share on other sites More sharing options...
rcole727 Posted January 10, 2007 Author Report Share Posted January 10, 2007 To clarify: The account went to CA (Total Credit, Canada) as AMEX requires balance pd in full. I was late, but was paying weekly amts. towards outstanding balance. They sent it to CA;who has advised it will go to charge off in 3 wks. if full balance not pd. I still have an acct. on AMEX website that payments can be made. Link to comment Share on other sites More sharing options...
pandmel Posted January 10, 2007 Report Share Posted January 10, 2007 deleted Link to comment Share on other sites More sharing options...
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