ConfusedToo Posted January 12, 2007 Report Share Posted January 12, 2007 Got a letter from these jokers the other day. Claiming that I owe them $500 for an oil co. credit card, which I have never had and has never shown on my credit report. They are graciously willing to settle for 1/2 right now, or 70% over 3 months. I had to laugh at this point.They claim their client is LVNV. I've never received anything from anyone other than this "Ken Hughes". The red flags starting flying in my head so I went to www.ripoffreport.com and found tons of information about him AND them.So I sent off a letter to them and one to the Illinois Attorney General. I will be sending one to my state's AG as well.More people need to complain to the Attorney Generals about this outfit, there needs to be a class action suit against them. Link to comment Share on other sites More sharing options...
Traveler Posted January 12, 2007 Report Share Posted January 12, 2007 Two weeks ago I also got a letter from the same Ken Hughes at Merchants Credit. They claim the OC was Southwestern Bell, which I don't recall ever having an account with.I am sending a DV letter using certified mail. Their chances of collecting from me are about zero. Link to comment Share on other sites More sharing options...
E. Normis Debtor Posted January 12, 2007 Report Share Posted January 12, 2007 If you never had an account why waste your time? Tell them to FOAD. Link to comment Share on other sites More sharing options...
Traveler Posted January 12, 2007 Report Share Posted January 12, 2007 I'm not sure about ConfusedToo, but mine might be related to an old cell phone account. 1998 at the latest. The chances they have any account info are very low, but I feel better nonetheless. It can't hurt? Link to comment Share on other sites More sharing options...
IHateCAs Posted January 12, 2007 Report Share Posted January 12, 2007 For the sake of accuracy, the plural of attorney general is attorneys general. Link to comment Share on other sites More sharing options...
Methuss Posted January 12, 2007 Report Share Posted January 12, 2007 Claiming that I owe them $500 for an oil co. credit card, which I have never had and has never shown on my credit report. If you never had this account, send them a terse letter saying so. If they press the issue, file a police report for identity theft and send them a copy. Id theft reports do not require you to identify the person(s) that used your SSN to fraudulently obtain credit. As long as you are sure you never had the account, this puts the CA totally on the spot to prove up or permanently cease all collections and never try to resell it to anyone else.Keep a file. If you are later contacted about it by another collector after (if?)you send a police report, you can sue the collector that passed it on for violating the ID Theft provisions of the FCRA.And to explain how this may happen... The CEO of Experian recently admitted that if someone applies for credit with a stolen SSN with a different name on it, Experian will make a new file under the new name. The real owner of the SSN would never know their number had been used by a fraudster until debt collectors come knocking. Link to comment Share on other sites More sharing options...
computerguy Posted January 12, 2007 Report Share Posted January 12, 2007 These vermin have something to do with Sherman. I've dealt with them and they fold after demanding Valiation/Proof of Claim. They step in after the alleged account has been sold several times. Their main office is in St. Louis, MO Link to comment Share on other sites More sharing options...
ConfusedToo Posted January 13, 2007 Author Report Share Posted January 13, 2007 I never did have such an account. I wrote and told them so, and told them a formal complaint is being filed with the Illinois AG. There's a neat form you can use to do this, fill it in and print it out. You do have to mail it:http://www.illinoisattorneygeneral.gov/consumers/conscomp.pdf Link to comment Share on other sites More sharing options...
Traveler Posted January 30, 2007 Report Share Posted January 30, 2007 Please click one of the Quick Reply icons in the posts above to activate Quick Reply. Link to comment Share on other sites More sharing options...
Traveler Posted January 30, 2007 Report Share Posted January 30, 2007 I have an update:LVNV Funding/Merchants Credit sold the account to another company. The new creditor (I forgot their name) sent a letter, with a "validation" page containing nothing more than a balance from Merchants Credit. So this is new. I'll DV the new company and find out if they sell to someone else. This is worse than confo flipping. Link to comment Share on other sites More sharing options...
Traveler Posted January 31, 2007 Report Share Posted January 31, 2007 Okay, Resurgent Capital Services of Greenville SC says they are representing LVNV funding. The "validation" page lists the previous creditor as Consolidation usa. Very strange because the last letter came from Merchants Credit, who claimed to represent LVNV.There is a page about privacy notice from each of the "Sherman Companies"Sherman Acquisition, LPShermin Acquisition, LLCAscent Card Services, LLCResurgent Capital Serivces, LPFBNM, LLCLVNV Funding, LLCSherman Acquisition II, LPSherman Acquisition TA, LPAscent Card Services II, LLC Link to comment Share on other sites More sharing options...
Traveler Posted February 5, 2007 Report Share Posted February 5, 2007 My friends at Resurgent sent me a letter. They received the DV letter I sent to Merchants Credit. They are doing their research. Until receiving that letter, I had assumed that Resurgent had purchased the account from Merchants. Link to comment Share on other sites More sharing options...
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