kennedy111481 Posted January 12, 2007 Report Share Posted January 12, 2007 What does this mean.Collector must you in a county in which you lived when you signed the original contract for the debt or where you live at the time when they file the lawsuit Consumer protection afforded by the FDCPA FDCPA Section 811 (a) (2) $1,000Also a good grounds for getting a judgment vacatedThere is a judgement on my credit report it was filed 1/2003 in Virginia. However I lived in FL when they did this...Is there anything I can do about this. I read the paragraph above on this site however I dont understand what that means...Please help Link to comment Share on other sites More sharing options...
SOC Posted January 12, 2007 Report Share Posted January 12, 2007 umm yes... lolSue them. Wrong venue, wrong juristiction, make a motion to vacate a judment, probably improper service. boy the list goe on and on.. Just my 2 cents Link to comment Share on other sites More sharing options...
willingtocope Posted January 12, 2007 Report Share Posted January 12, 2007 Collector must you in a county in which you lived when you signed the original contract for the debt or where you live at the time when they file the lawsuit If the collector decides to sue you, they have to either file suit where you live now, or where you lived when the account was first used. Consumer protection afforded by the FDCPA FDCPA Section 811 (a) (2) $1,000If you sue them...the most you can get is $1000 per suit (plus maybe expenses and damages).I read the paragraph above on this site however I dont understand what that means...Something specific you didn't understand? There are lots of reasons to have a judgement vacated or dismissed...but...in most states you do have to do this within a year. Link to comment Share on other sites More sharing options...
kennedy111481 Posted January 12, 2007 Author Report Share Posted January 12, 2007 Thanks for the quick responses can someone please please please help me with my other situations. Link to comment Share on other sites More sharing options...
Methuss Posted January 12, 2007 Report Share Posted January 12, 2007 Someone with more info on Florida correct me if I'm wrong, but Florida doesn't recognize foreign judgments, right?Also Florida has it's own consumer protections that are much greater than the Federal ones. Sueing out of State triggers the Florida DCPA doesn't it? Link to comment Share on other sites More sharing options...
kennedy111481 Posted January 12, 2007 Author Report Share Posted January 12, 2007 I think it was all legal then because the judgment was filed in Virginia Beach VA which is where the original contract was signed. I happened to move to FL before they filed it never knew they were filing or got anything by mail...but I guess because it was filed in VA where it was signed, then it is ok even though I moved to FL before they filed and lived in FL when the court date took place.Right? Link to comment Share on other sites More sharing options...
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