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NCO covering their butts? Need feedback


CarolinaBlueEyes
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I have been dealing with an NCO account for the better part of two years.. I asked for validation.. no response.. they kept sending letters about some made up payment agreement, which never happened... it went round and round... finally I got sick of it and filed a complaint with the PA.. attorney general.. since NCO was slammed pretty hard by them not too long ago with a hefty fine.

For some reason that got their attention.. next thing you know I get this very kind letter telling me they are deleting the account from the files.. they responded back to the AG.. and frankly I just wanted them off my credit reports which they did..

Today I got a letter from the compliance dept of NCO sending me the last three statements of this account (all out of SOL) and it said.. here was the info I requested (um nearly a year ago).. it was a pleasure to help me... and to remind me that the account still remains closed in their office.....

can anyone tell me the point of this>?? I admit.. I am wondering.. why now?? They can' sue.. its out of SOL.. they have dropped it from their office so why send the statments... any feedback would be great thanks

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Probably to satisfy (belatedly) their consent decree with the FTC or the PA attorney general.

FTC consent decree is here: http://www.ftc.gov/os/caselist/9923012/040513ncoco9923012.pdf

Page 3 starts the injunctions which don't end until sometime in 2009.

THAT makes sense... its amazing I dealt with them for years.. nothing.. letters , letters letters .. ignored blown off.. etc. but they get one from the AG and they treat me like I am invited to a cocktail party.. I even get the GOOD stationary.. lol... thanks.. now it makes sense.... I was totally perplexed on this matter.. I appreciate you clearing it up

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