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new to group- some questions


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Hi Guys,

I am new to the group but have been following the advice on the forum for months now. I have been successful and having my credit reports cleaned up greatly.(Thanks to your advice) Have gone from around 35 negative items to around 5 in just 6 months. Here is where I am at and not sure how to proceed. I did the CRA verification. Then contacted the creditor/Collection Agency directly on what came back verfied. I then sent to the CRA copies of the letters that I had sent to the creditor/collection company and their refusal to either not respond or to not provide the required information. Equifax deleted all remaining item. Transunion deleted some. Experian refused to delete any and stated the creditor must contact them to have it removed. What should I do next?



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