sjcraw Posted January 14, 2007 Report Share Posted January 14, 2007 I was looking on the collection laws page and for SC it says:General Garnishment Exemptions 100%What does this mean? Does this mean that our wages cannot be garnished?Thanks in advance for your anwserSjcraw Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted January 14, 2007 Report Share Posted January 14, 2007 Yes.. in NC, SC, TX, Fl (if you are head of household) and PA you can NOT garnish wages... they CAN freeze or garnish a bank account though if you have a judgement so be aware of that.... Also the SOL in NC and SC is three years Link to comment Share on other sites More sharing options...
E. Normis Debtor Posted January 15, 2007 Report Share Posted January 15, 2007 Unless the judgment and garnishment order was obtained in another state. In which case they could garnish your wages. Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted January 15, 2007 Report Share Posted January 15, 2007 South Carolina is a non-garnishment state. South Carolina employers who garnish employees' wages pursuant to a garnishment order from another state may be guilty of a midemeanor and subject to a $1000 fine. It's S.C. Code Section 15-39-420. Link to comment Share on other sites More sharing options...
LynnInMN Posted January 15, 2007 Report Share Posted January 15, 2007 South Carolina is a non-garnishment state. South Carolina employers who garnish employees' wages pursuant to a garnishment order from another state may be guilty of a midemeanor and subject to a $1000 fine. It's S.C. Code Section 15-39-420.Student loan garnishment is exempt from this. Link to comment Share on other sites More sharing options...
sjcraw Posted January 15, 2007 Author Report Share Posted January 15, 2007 South Carolina is a non-garnishment state. South Carolina employers who garnish employees' wages pursuant to a garnishment order from another state may be guilty of a midemeanor and subject to a $1000 fine. It's S.C. Code Section 15-39-420.I'm glad to know that they cannot garnish my wages. Now I'm not scared of them. I don't have any money in the bank for them to freeze. I'm sure glad that SC stands up for us. Thank God for that. But I don't understand why some creditors still try and sue people if they cannot garnish wages? And for the record I am head of household. Thanks again for your fast reply.May God bless.Sjcraw Link to comment Share on other sites More sharing options...
E. Normis Debtor Posted January 15, 2007 Report Share Posted January 15, 2007 South Carolina is a non-garnishment state. South Carolina employers who garnish employees' wages pursuant to a garnishment order from another state may be guilty of a midemeanor and subject to a $1000 fine. It's S.C. Code Section 15-39-420.State law would be pre-empted by the fair faith and credit clause of the US Constitution.There is US Supreme Court precedent on point. Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted January 15, 2007 Report Share Posted January 15, 2007 Student loan garnishment is exempt from this.I did know that.. in fact I sent that to him in a PM.. taxes and student loans Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted January 15, 2007 Report Share Posted January 15, 2007 I'm glad to know that they cannot garnish my wages. Now I'm not scared of them. I don't have any money in the bank for them to freeze. I'm sure glad that SC stands up for us. Thank God for that. But I don't understand why some creditors still try and sue people if they cannot garnish wages? And for the record I am head of household. Thanks again for your fast reply.May God bless.Sjcrawhead of household doesnt matter in sc only in FL.. and you got me on this,. they sue people on disability with nothing and cant touch them.. they are judgement proof.. and yet they still pursue.. Link to comment Share on other sites More sharing options...
E. Normis Debtor Posted January 15, 2007 Report Share Posted January 15, 2007 It's S.C. Code Section 15-39-420.Which clearly states:SECTION 15-39-420(2) The provisions of this section shall not apply to any debt incurred outside the State of South Carolina.As I previously stated, if the judgment and court garnishment order was obtained in another state, their SC wages are subject to garnishment.....period. Link to comment Share on other sites More sharing options...
sjcraw Posted January 15, 2007 Author Report Share Posted January 15, 2007 Which clearly states:SECTION 15-39-420(2) The provisions of this section shall not apply to any debt incurred outside the State of South Carolina.As I previously stated, if the judgment and court garnishment order was obtained in another state, their SC wages are subject to garnishment.....period.All the debt I applied for was in the State of SC. I filled out all my applications in SC. None of the creditors or outsite the state of SC. Just like you Quoted DEBT INCURRED OUTSIDE THE STATE OF SC.Thanks Link to comment Share on other sites More sharing options...
E. Normis Debtor Posted January 15, 2007 Report Share Posted January 15, 2007 You're welcome Link to comment Share on other sites More sharing options...
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