abadsarge Posted January 15, 2007 Report Share Posted January 15, 2007 Hello all. I just have a few questions for you. I have searched but I get a lot of different threads and no real answer.1. Is it possible to have a TL deleted early? I have a couple that the reporting period will end in a few months and wanted to see if it is possible to delete early.2. Are collections account suppose to be closed or open accounts? On one CR they are listed as all closed but on the other two they are listed as open.3. Chapter 13 BK, is it suppose to be reported for 7 or 10 years? I believe I read here that CH7 was for 10 years and CH 13 was for 7 years. I would just like to clarify.Thanks for your time,James Link to comment Share on other sites More sharing options...
breathing_easier Posted January 15, 2007 Report Share Posted January 15, 2007 James: Welcome to the CIC. All the answers to your questions can be found under the links at the top of this page. Yes, it is possible to have negative TLs deleted before the seven-year mark...that's what this site is all about. Read, read, read under the Credit Repair link above. However, if the negative TLs are due to fall off in a few months then it might be best just to wait until then. Is there some reason you want the TLs deleted immediately...applying for mortgate, employment, auto loan, etc.? You are correct in your understanding of Chapter 7 and 13 fall-off dates. Link to comment Share on other sites More sharing options...
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