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lates;mortgage


gbay65
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In 04 and 05 an old mort. company has listed me being late 5 times. I have read after a dispute with the cra comes back verified,then request dv from oc. Mainly I have read cc companies only.

So, is it possible, to do the same with mort. companies?

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Debt validation is only for use against collectors...

What you want to do is dispute the tradelines as reported by the creditor. Under the FCRA a creditor must investigate your dispute, consider your proof, correct the errors in their system (if any), and report any corrections to the bureaus within 30 days of receipt of your dispute.

Failure to do so would constitute a willfull violation of the Act and you can sue the creditor accordingly to force compliance and for damages.

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