Quartermoon Posted January 17, 2007 Report Share Posted January 17, 2007 I have a monthly membership to Experian and Equifax.If I pull my report daily will this help?I can see the daily softpulls. I haven't seen any hard inquiries die off.I was wondering if anyone had information on my daily routine or if I am wasting my time. Link to comment Share on other sites More sharing options...
VonAngel (aka EarthAngel) Posted January 17, 2007 Report Share Posted January 17, 2007 *B* does work for EQ, but it takes a bit longer than if you were trying to achieve *B* w/ TU. Unfortunately, you're wasting your $$ w/ EX. You can pull your EX for FREE every minute if you wish just by using a previous report #. Link to comment Share on other sites More sharing options...
LNY Posted January 17, 2007 Report Share Posted January 17, 2007 When did EQ start offering daily pulls? Link to comment Share on other sites More sharing options...
VonAngel (aka EarthAngel) Posted January 17, 2007 Report Share Posted January 17, 2007 They offer the CreditWatch product that allows for daily pulls of your EQ report. I used to subscribe to it. Link to comment Share on other sites More sharing options...
nascar Posted January 17, 2007 Report Share Posted January 17, 2007 If I pull my report daily...you'll end up pulling your hair out! Link to comment Share on other sites More sharing options...
LNY Posted January 17, 2007 Report Share Posted January 17, 2007 They offer the CreditWatch product that allows for daily pulls of your EQ report. I used to subscribe to it.Oh. I tend to ignore their products because they're just so expensive! Link to comment Share on other sites More sharing options...
Quartermoon Posted January 17, 2007 Author Report Share Posted January 17, 2007 Actually I purchased a monthly unlimited credit report access. 9.95 each month a piece.I stated this once before, but I signed up for a freecreditreport.com freebie once and TU insists that someone tired to get my report without my knowledge. I don't find this to be so and they won't allow me to pull a report electronically now. If anyone can help me to get TU to change their process that would be great. So unlike the rest of you that can choose a product likeTrueCredit, I cannot. So, I purchased a daily visit package with Ex & EQ at the price of 20.00 a month.I notice my score only changes monthly though.I was hoping I could accomplish the same effect as TC that the rest othe bumping world can achieve. I will cancel it if it doesn't help.Nascar - I recently went to the worst hairdresser... she chopped me up and my long hair now looks like I pulled it out. Link to comment Share on other sites More sharing options...
tarbaby Posted January 17, 2007 Report Share Posted January 17, 2007 You can pull your EX for FREE every minute if you wish just by using a previous report #. explain how this one works... Link to comment Share on other sites More sharing options...
VonAngel (aka EarthAngel) Posted January 17, 2007 Report Share Posted January 17, 2007 https://www.experian.com/consumer/cac/InvalidateSession.do?code=DISPUTE&channel=8348...and use the report # from your most recent EX report. Just continue to use that to access your real-time EX report. I've been using the same report # since March 2005 to dispute TLs and personal information (like addresses and phone numbers). Hasn't failed me yet. Link to comment Share on other sites More sharing options...
Quartermoon Posted January 17, 2007 Author Report Share Posted January 17, 2007 EA Have you ever noticed inquiries dropping? Link to comment Share on other sites More sharing options...
direred Posted January 17, 2007 Report Share Posted January 17, 2007 EA Have you ever noticed inquiries dropping?Not with the EQ product -- they chop the softs instead. Link to comment Share on other sites More sharing options...
VonAngel (aka EarthAngel) Posted January 18, 2007 Report Share Posted January 18, 2007 EA Have you ever noticed inquiries dropping?I did (about 3-4 months worth of daily pulls) before I learned that EQ will delete the inquiries upon my request. Link to comment Share on other sites More sharing options...
Quartermoon Posted January 20, 2007 Author Report Share Posted January 20, 2007 OH boy. Thanks EA... Link to comment Share on other sites More sharing options...
chucksnee Posted January 20, 2007 Report Share Posted January 20, 2007 I did (about 3-4 months worth of daily pulls) before I learned that EQ will delete the inquiries upon my request.EarthAngel, Do you just call them up and ask to have them deleted? The ones you ask about are they over or under 2 years old? TU and EX are at 3 and EQ is at 9 for me I would love to get EQ down to 3 also. Link to comment Share on other sites More sharing options...
VonAngel (aka EarthAngel) Posted January 21, 2007 Report Share Posted January 21, 2007 EarthAngel, Do you just call them up and ask to have them deleted? The ones you ask about are they over or under 2 years old?I just call and dispute them...all under 2yrs old. Link to comment Share on other sites More sharing options...
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