CallMeLee Posted January 17, 2007 Report Share Posted January 17, 2007 Well crap! After getting my credit back up into the semi-decent range, I let one slip through the cracks and now have a 30 day late payment from Target showing up on my CRs. Its now PIF, and I asked the nice lady at Target if she could remove the late, but of course she said no.I don't really have a good excuse for being late so I can't play the sympathy card in a goodwill letter. Any ideas?Man this bums me out. Link to comment Share on other sites More sharing options...
savymicheal Posted January 17, 2007 Report Share Posted January 17, 2007 no there's nothing but 30 days late is not as bad as 90 days late!!! Link to comment Share on other sites More sharing options...
someonesomewhere Posted April 14, 2007 Report Share Posted April 14, 2007 I've sent two GW letters to Target. A single 30 day late. Didn't even get a response. I'm debating my next move. Mine was late as well, but that's really the key to GW. Showing contrition. "I did this. I'm sorry. Please forgive me." That's the gist of the message--not an example of a GW letter. Link to comment Share on other sites More sharing options...
MadinKS Posted April 14, 2007 Report Share Posted April 14, 2007 I don't really have a good excuse for being late so I can't play the sympathy card in a goodwill letter. Any ideas?Nothing says you have to have a good reason. Did their computer slip up? I don't remember being late. The CR's all show a different month for the single late, making it impossible to recall. These companies steal from us everyday, it's just a little fib, no money lost to them. JMHO. Link to comment Share on other sites More sharing options...
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